The first voice-powered personal finance app. Talk to your budget by voice or text — the AI manages your money, tracks spending, connects to your bank, scans receipts, and coaches you to financial freedom.
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Core Services
AI Voice Personas
A premium, modern interface designed for effortless financial management.
A comprehensive financial command center powered by artificial intelligence.
Ask questions in plain English and receive personalized advice. Powered by Google Gemini 2.5 Flash with full budget context awareness.
12 premium AI voice personalities. Manage your budget completely hands-free — "Add $45 for groceries" or "What's my debt progress?"
10 proven methods: 50/30/20, Zero-Based, Envelope, Pay-Yourself-First, Kakeibo, and more. AI recommends the best fit for you.
Visual debt-free timelines using Snowball and Avalanche methods. See total interest saved and projected months to payoff.
Multiple simultaneous goals with visual progress, projected completion dates, and milestone celebrations. Emergency funds, vacations, and more.
Secure Plaid integration connects real bank accounts. Transactions import automatically, get AI-categorized, and update budgets in real-time.
Point your camera at any receipt. Google Cloud Vision extracts merchant, items, totals, and tax. Auto-categorizes — no manual entry.
Share a budget with your partner via a 6-character link code. Both see the same budget, transactions, and goals in real-time.
The AI continuously analyzes spending, detects overspend risks, finds savings opportunities, and delivers coaching without being asked.
A modern, scalable stack powering every feature.
Your trust is our foundation.
AES-256 at rest. TLS 1.2+ in transit. All API calls over HTTPS exclusively.
BudgeTalk never sees bank credentials. Plaid is SOC 2 Type II certified.
Per-user Firestore security rules. Partner sharing requires explicit consent.
Full data access, portability, and deletion rights.
Audio streamed & discarded in real-time. Zero recordings stored.
No data selling. Clear disclosure of all data collection.
Our team is ready to help. Reach out anytime.