BudgeTalk
Now Available

Your AI Financial Advisor

The first voice-powered personal finance app. Talk to your budget by voice or text — the AI manages your money, tracks spending, connects to your bank, scans receipts, and coaches you to financial freedom.

iOS Android Web

27

App Screens

12,200+

Lines of Code

18

Core Services

12

AI Voice Personas

See BudgeTalk in Action

A premium, modern interface designed for effortless financial management.

BudgeTalk Dashboard
Smart Dashboard
Net worth, budget progress
AI Chat Advisor
AI Chat Advisor
Natural language guidance
Savings Goals
Savings Goals
Visual progress tracking
Debt Strategy
Debt Strategy
Snowball & Avalanche
Voice Assistant
Voice Assistant
12 AI voices, hands-free
Receipt Scanner
Receipt Scanner
OCR auto-categorization

Everything You Need to Master Your Money

A comprehensive financial command center powered by artificial intelligence.

AI Financial Chat

Ask questions in plain English and receive personalized advice. Powered by Google Gemini 2.5 Flash with full budget context awareness.

Real-Time Voice Assistant

12 premium AI voice personalities. Manage your budget completely hands-free — "Add $45 for groceries" or "What's my debt progress?"

Smart Budget Methods

10 proven methods: 50/30/20, Zero-Based, Envelope, Pay-Yourself-First, Kakeibo, and more. AI recommends the best fit for you.

Debt Payoff Strategies

Visual debt-free timelines using Snowball and Avalanche methods. See total interest saved and projected months to payoff.

Savings Goals

Multiple simultaneous goals with visual progress, projected completion dates, and milestone celebrations. Emergency funds, vacations, and more.

Bank Account Sync

Secure Plaid integration connects real bank accounts. Transactions import automatically, get AI-categorized, and update budgets in real-time.

Receipt OCR Scanner

Point your camera at any receipt. Google Cloud Vision extracts merchant, items, totals, and tax. Auto-categorizes — no manual entry.

Partner Budget Sharing

Share a budget with your partner via a 6-character link code. Both see the same budget, transactions, and goals in real-time.

Proactive AI Insights

The AI continuously analyzes spending, detects overspend risks, finds savings opportunities, and delivers coaching without being asked.

Built with Enterprise-Grade Technology

A modern, scalable stack powering every feature.

Frontend

  • Flutter 3.35 / Dart 3.9
  • Material Design 3
  • Provider State Mgmt
  • Custom Premium Theme
  • Responsive Layout

Backend

  • Firebase Auth
  • Cloud Firestore
  • Firebase Cloud Messaging
  • Firebase Analytics
  • Remote Config

AI / ML

  • Google Gemini 2.5 Flash
  • OpenAI Realtime API
  • Google Cloud Vision OCR
  • Built-in Fallback Engine
  • Context-Aware Prompts

Integrations

  • Plaid (12,000+ banks)
  • Firebase Cloud Functions
  • Push Notifications (FCM)
  • Partner Link Protocol
  • Receipt Processing

Bank-Grade Data Protection

Your trust is our foundation.

Encryption

AES-256 at rest. TLS 1.2+ in transit. All API calls over HTTPS exclusively.

Plaid Security

BudgeTalk never sees bank credentials. Plaid is SOC 2 Type II certified.

Data Isolation

Per-user Firestore security rules. Partner sharing requires explicit consent.

GDPR Compliant

Full data access, portability, and deletion rights.

Voice Privacy

Audio streamed & discarded in real-time. Zero recordings stored.

CCPA Compliant

No data selling. Clear disclosure of all data collection.

Questions about BudgeTalk?

Our team is ready to help. Reach out anytime.

Developer: Gary Bruckelmyer
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